The Loan Process  
  
 
 
 
 
 
 
 

Close in 10 days or less

  1. A loan specialist will review your application and contact you within 24 hours to confirm information and discuss various loan options you may qualify for. The loan rep will then request from you any documentation needed for your loan to be processed. (Your loan representative will pre-qualify you on the same day you were contacted)

  2. Next, your loan file is handed to an experienced processor immediately after pre-qualifying for one of the loan programs discussed with your assigned loan rep. (Processing can take 1-2 days to complete)

  3. Once the assigned processor is finished processing your loan, your loan file is then provided to an underwriting expert who will check that all conditions are met and give the final approval. (Underwriting can typically take 24-48hrs)

  4. Your loan file will then be provided to the closing department who schedules and delivers all necessary documentation to the closing agent where the signing will take place.

  5. Finally, you will meet with the signing agent to review and sign the mortgage loan documentation. Once all closing conditions are satisfied the loan proceeds are disbursed.

 
   

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